Answer: Risk tolerance is a comprehensive indicator that needs to be measured comprehensively. It is closely related to an individual's asset status, family situation, work situation, etc. The fundamental purpose of evalsuating investors' risk tolerance is to better protect their interests.
Individual investors are required to undergo a risk tolerance assessment before purchasing funds through banks, websites, or apps. Ordinary investors fill out risk assessment questionnaires, which cover financial status, investment experience, investment knowledge, investor goals, risk preferences, and other information.
According to the evalsuation scores of ordinary investors, they are classified into different risk levels: C1- lowest risk level, C1- conservative, C2- relatively conservative, C3- stable, C4- relatively active, and C5- active.
The following is the level matching table between investors and products:
| Investor classification results | Investor Grading Results | Risk level of products or services that can be directly matched |
| ordinary investors | C1- Minimum Risk Level | R1- Low risk (and not allowed to purchase or accept products and services of other risk levels) R1- Low risk R1- Low risk, R2- Medium low risk R1- Low Risk, R2- Medium Low Risk, R3- Medium Risk R1- Low Risk, R2- Medium Low Risk, R3- Medium Risk, R4- Medium High Risk R1- Low Risk, R2- Medium Low Risk, R3- Medium Risk, R4- Medium High Risk, R5- High Risk |
| Professional investors | Non segmented rating | R1- Low Risk, R2- Medium Low Risk, R3- Medium Risk, R4- Medium High Risk, R5- High Risk |
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